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Analysis of Financing Structure on Financial Performance of Savings and Credit Co-Operative Societies in Kikuyu Sub-County, Kiambu County, Kenya

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dc.contributor.author Zachariah, Mburu Munyambu
dc.date.accessioned 2022-04-19T09:09:33Z
dc.date.available 2022-04-19T09:09:33Z
dc.date.issued 2019
dc.identifier.uri http://localhost:8080/xmlui/handle/123456789/622
dc.description A Research Project Submitted to The Department of Co-Operatives and Agribusiness Management, School of Co-Operatives and Community Development in Partial Fulfillment for the award of the Degree of Master of Co-Operative Management at The Co-Operative University of Kenya en_US
dc.description.abstract A SACCO plays prominent roles by providing financial services. SACCOs solicit funds internally and externally enabling continuous banking services. This research study focused on assessing the effects of financing structure on the financial performance of SACCOslisted in Kikuyu Sub-county, Kiambu County, Kenya. The dependent variable was measured by dividing surplus over equity while the independent variable was attained by dividing debt with equity. The causal research design was adopted in establishing contributory properties of an independent variable. The research was pegged on trade-off, pecking order and market timing theory. Collected data was an extract from audited published business reports of all registered SACCOs by end of the year 2017 in Kikuyu Kiambu County Co-operatives Office. It was put in SPSS and analyzed quantitatively using correlation, analysis of variance and regression analysis. Findings obtained exposed that SACCOs financing structure had moderate correlation which significantly explained the variance in financial performance. The moderating conclusion revealed that urban-based SACCOs, those that did not give dividends and ones with years in operation from 11-20 independently and significantly clarified the variance between the financial structure and financial performance. Research finding recommends adoption of more elaborative combined financing options leading to improved financial performance. Research findings called for government becoming instrumental in offering financial assistance to aid SACCO's to cope with the intensified rebates charges charged by commercial banks. According to this study, members’ deposits are not a SACCO’s obligation to pay rather a common bond factor within members. en_US
dc.language.iso en en_US
dc.publisher The Co-operative University of Kenya en_US
dc.subject Analysis of Financing Structure en_US
dc.subject Financial Performance en_US
dc.subject Co-operative Societies in Kikuyu en_US
dc.title Analysis of Financing Structure on Financial Performance of Savings and Credit Co-Operative Societies in Kikuyu Sub-County, Kiambu County, Kenya en_US
dc.type Thesis en_US

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